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Should credit card companies be somewhat responsible for the fact that they issue cards to people and give ?
a high credit limit without monitoring such spending. Then people file bankruptcy and the credit card company gets nothing.
No. Similarly credit card companies, like banks are entitled to have the expectation that credit card holders will pay in a timely manner. People who have a ridiculous amount of credit are not always discharged by the Bankruptcy Courts. A perfect example of such denial of bankruptcy is when people run up cards and it is clear to the Court that filing bankruptcy is a blatant attempt to benefit themselves without having to pay their bills.














































































